![]() For premature withdrawals that are made after completion of the first 3 months and before 1 January 2019, 50 of the contracted promotional rate will be paid for each completed month. Fresh funds must be deposited into an account with the OCBC Bank and OCBC Al-Amin Bank not more than 7 calendar days from the placement date.Īs an illustration, you place a total of RM100,000, of which RM90,000 is placed in Fixed Deposit/-i and RM10,000 in OCBC 360 Account/-i (90% : 10% ratio) and assuming you fulfil all 3 Bonus Pillars (i.e Deposit, Pay and Spend) in the OCBC 360 Account/-i as provided in Note 2, the 6-month promotional EIR/EPR is up to 4.09% p.a. Click here for the list of weekend banking branches For comparison, the board rates as of 28 August 2018 for 12-month Fixed Deposit is 3.25 p.a. Bonus interest(s)/profit(s) of 1.05% p.a per Pillar is applicable on the first average daily balance of RM100,000 for every month the Deposit, Pay and Spend Bonus pillars are fulfilled.ģ"Fresh funds" refers to funds transferred from another licensed bank in Malaysia, other than OCBC Bank and OCBC Al-Amin Bank. ĢA base interest/profit of 0.10% p.a is applicable on the entire account balance. Fixed Deposit-i can only be bundled with OCBC 360 Account-i.ġFor comparison, the board rate for a 6-month Fixed Deposit/-i is 2.65% p.a.
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